Vision Plan
Healthy eyes and clear vision are an important part of your overall health and quality of life.
You may elect Vision care coverage, which provides affordable, quality vision care nationwide. Although vision care services and supplies are covered in-network and out-of-network, your benefits are generally greater when you use in-network providers. Your costs are based on the family members you choose to cover.
The VSP Base plan covers annual eye exams only. There is no coverage for glasses or contact lenses. You will receive a 20% discount if you decide to purchase frames or contact lenses from an in-network provider. This plan is great for employees and loved ones that don’t need coverage for glasses or contact lenses.
The VSP Buy-Up plan provides coverage for an annual eye exam, annual frame allowance and annual lenses (lenses for glasses or contact lenses).
Plan Comparison
| VSP Base | VSP Buy-Up | |
|---|---|---|
| In-Network | In-Network | |
| You Pay | ||
| Exam | $15 copay | $10 copay |
| Single Vision Lenses | 20% discount only | $25 copay |
| Bifocal Lenses | 20% discount only | $25 copay |
| Trifocal Lenses | 20% discount only | $25 copay |
| Frames | 20% discount only | 80% of balance over $200 allowance |
| Additional Pairs of Glasses | No discount | 20% discount |
| Contacts in lieu of lenses and frames (Medically Necessary) | 15% discount only | $200 allowance |
| Contacts in lieu of lenses and frames (Elective) | 15% discount only | $200 allowance |
| LASIK | No discount | 15% discount (regular price) or 5% discount (promotional price) |
| Benefit Frequency | ||
| Exams | Once every 12 months | Once every 12 months |
| Lenses | Once every 12 months | Once every 12 months |
| Frames (in lieu of contact lenses) | Once every 12 months | Once every 12 months |
| Contacts (in lieu of frames/lenses) | Once every 12 months | Once every 12 months |