Dental
Taking care of your oral health is not a luxury; it is a necessity for long-term optimal health. With a focus on prevention, early diagnosis and treatment, Dental insurance can greatly reduce your costs when it comes to restorative and emergency procedures.
When you visit a dentist in the network, you will maximize your savings. These dentists have agreed to reduced fees, which means you won’t get charged more than your expected share of the bill.
Plan Comparison
| Dental PPO | Dental PPO+ | |
|---|---|---|
| In-Network | In-Network | |
| Calendar Year Plan Maximum | ||
| Per Individual | $2,000 per individual (Basic and Major Services combined) | $3,500 per individual (Basic and Major Services combined) |
| You Pay | ||
| Calendar Year Deductible | ||
| Individual | $50 | $50 |
| Family | $150 | $150 |
| Preventive Care | ||
| Exams, Cleanings, X-rays | $0 | $0 |
| Basic Services | ||
| Fillings, Sealants, Extractions, Emergency Exams | 20%* | 20%* |
| Major Procedures | ||
| Crowns, Inlays/Onlays, Dentures and Bridgework, Repairs | 50%* | 40%* |
| Orthodontia | ||
| Adults and Children (up to 19th birthday) | 50% up to a lifetime maximum benefit of $2,000 per individual (separate from calendar year maximum); deductible waived | 50% up to a lifetime maximum benefit of $2,000 per individual (separate from calendar year maximum); deductible waived |
*After deductible
(For a complete listing of covered benefits refer to your plan documents.)